Collective Insurance : a must-have for any company in 2021

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Just compare the RAMQ cost vs. the cost of a collective insurance and you’ll see how much more beneficial it is to get a collective insurance program from your employer, especially since it will cover both your salary, medication, paramedical care, and so on.

In 2021, a company that doesn’t offer health insurance to its employees is like not having an internet site or a Facebook Pro page, I mean a bit outdated!

During the hiring process, the candidates frequently inquire about the type of collective insurance they’ll get. An “up-to-date” employer knows that he must offer one if he/she wants to retain good employees. This is essential in 2021.

Cost sharing between employer-employee is fair and appreciated.
In case of illness or accident, employees will benefit from the insurance, thus keeping their job with no financial worries and therefore feel protected.

Did you know that you can choose different guarantees of protection for your company ?
Indeed, you can choose from the following protections :

Life-insurance, dependant life (spouse, partner, children), Accidental death and dismemberment insurance, short and long-term disability insurance, health insurance (drugs, hospital care), dental insurance, travel insurance, employee assistance programme, second medical opinion service.

In short, it is proven that having a good collective health insurance is linked to the general feeling of well-being for the employees, thus meaning that this a win-win solution for both parties.

It also can be an asset in these complicated times when some employers complain about labor shortage.

Word to the wise ….

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